URBANCITY.CO.ID – PT Bank Negara Indonesia (Persero) Tbk atau BNI optimis insentif Pajak Pertambahan Nilai Ditanggung Pemerintah (PPN DTP) akan meningkatkan gairah masyarakat untuk membeli rumah.
Hal ini akan berdampak baik pula pada kinerja BNI Griya, sehingga perseroan mampu memenuhi target kredit tahun ini.
Adapun insentif pemerintah ini akan menanggung 100% PPN pembelian rumah yang harganya di bawah Rp 2 miliar, dan mulai berlaku awal November 2023.
Direktur Retail Banking BNI Putrama Wahju Setyawan menyampaikan perseroan menilai kebijakan insentif tersebut akan berdampak terhadap meningkatnya minat masyarakat untuk memiliki rumah sekaligus mendorong pertumbuhan bisnis KPR perbankan.
Terlebih, segmen yang ditargetkan oleh pemerintah adalah primary market yang kebutuhannya masih sangat tinggi.
Lebih lanjut, Putrama menilai implementasi kebijakan insentif PPN sebelumnya yang berlaku pada 2021-2022 telah memberikan dampak terhadap peningkatan permintaan KPR di kisaran 5% hingga 20%.
“Tentu dampak positif dari insentif kali ini akan sama dan bahkan bisa lebih baik karena kondisi pasarnya juga sangat baik. Kami pun akan terus mendorong pertumbuhan BNI Griya yang pada 2023 ditargetkan tumbuh di atas 10%, dan di tahun depan kami berharap tren yang positif ini dapat berlanjut,” katanya.
Putrama menyampaikan perseroan terus menjalin kerja sama dengan Perusahaan Umum Pembangunan Perumahan Nasional atau Perum Perumnas, serta developer rumah lainnya untuk dapat terus menjawab kebutuhan pengurangan backlog nasional.
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